Empower your enterprise, startup, or retail network with Paydoot's robust API-first infrastructure. Orchestrate payouts, collections, AePS, BBPS, and neo-banking services on a single unified stack — with enterprise-grade reliability and bank-level security.
High-availability cloud architecture
Ultra-fast API response times
PCI-DSS Level 1 · 256-bit encryption
Merchants, retailers & partners
A fully modular financial architecture designed for modern fintechs, enterprises and retail channels to plug-and-play banking services effortlessly, without legacy constraints.
Automate vendor payouts, salary disbursements and customer refunds instantly. Route dynamically across IMPS, NEFT, RTGS and UPI — around the clock, even on bank holidays.
Beneficiary account verification built-in to eliminate failed transfers & fraud
Maximize conversion with an intelligent routing gateway. Accept UPI intent/collect, credit & debit cards, net banking across 50+ banks, plus dynamic and static QR codes.
Industry-leading success rates with automatic retries for failed transactions
Transform local kirana stores into accessible micro-banking hubs. Enable cash withdrawals, balance checks and Aadhaar-enabled biometric payments safely in under-banked regions.
Instant commission settlements for retail partners on every transaction
Launch co-branded prepaid cards, create virtual ledger accounts and automate ledger reconciliation through lightweight, developer-friendly APIs.
Real-time webhook notifications & zero manual ledger reconciliation
Hover or tap any card to pause the orbit and inspect the module
Leverage India's robust Bharat Bill Payment System (BBPS) framework to offer your customers and retail agents a unified window for all recurring utility management.
Every icon slides in as you scroll — click one to fire a real-time BBPS simulation.
Live bill fetch · BBPS
100+ state & private utilities
Connecting to BBPS network…
Fetching electricity & water boards bill from Tata Power Mumbai
We protect your capital and data with multi-layered security protocols that comply with the strictest guidelines laid down by the Reserve Bank of India (RBI) and global data protection standards.
Monitoring live traffic · 0 threats blocked in the last hour
All data in transit and at rest is secured using advanced AES-256 and TLS 1.3 cryptographic protocols.
Real-time machine learning models analyze transaction behavior patterns to flag and block fraudulent payloads instantly.
Fully aligned with RBI guidelines for PPI, BBPS and Aadhaar data vault architectures, ensuring complete legal peace of mind.
Multi-region cloud server deployment ensures zero single points of failure and uninterrupted uptime during peak festival traffic spikes.
Take absolute control of your cash flow, monitor real-time transaction health, manage granular user roles, and generate automated reconciliation reports without writing a single line of code.
Live dashboard · data refreshed 2s ago
Track every rupee from the moment of collection to final bank settlement. View split-settlement breakdowns for multi-vendor marketplaces instantly.
Assign customized permissions for finance teams, support agents and regional managers to ensure enterprise-grade security and operational accountability.
Eliminate manual spreadsheet entry with auto-generated Tally-compatible ledger reports, daily summaries and automated tax-deduction statements.
Manage customer disputes, refund tracking and chargeback documentation directly through a centralized, transparent ticketing interface.
Equip your retail network with an intuitive mobile app and web portal that transforms neighborhood shops into bustling financial hubs, driving footfall and high-margin recurring commissions.
App in use · Shri Balaji Store
Retail partners receive instant, transparent commission payouts credited directly to their wallet for every AePS withdrawal, bill payment, or micro-ATM transaction.
Seamlessly manage master distributors, state heads, and retail agents with automated commission cascading and downline tracking tools.
A user-friendly mobile interface available in multiple regional Indian languages, ensuring zero learning curve for rural and semi-urban retail agents.
Engineered to perform reliably even in remote locations with intermittent network connectivity, ensuring high transaction success rates.
Build custom checkout experiences, automate payout workflows, and embed banking services effortlessly using our meticulously documented APIs, webhooks, and multi-language SDKs.
1$ curl -X POST \2 'https://api.paydoot.in/v1/payouts' \3 -H 'Authorization: Bearer sk_live_****' \4 -H 'Content-Type: application/json' \5 -d '{6 "beneficiary": { "account": "00001234567890", "ifsc": "HDFC0001234" },7 "amount": 45000,8 "mode": "IMPS",9 "purpose": "vendor_payout"10 }'
Live response · v1
pending
Latency 214ms · TLS 1.3
Native SDKs for Android, iOS, React Native, Flutter, Node.js, Python, PHP and Java.
Test your entire pipeline risk-free with simulated test cards, instant webhook triggers and dummy wallets.
Granular event-driven notifications for transaction states, refunds and KYC approvals — server to server.
Explore live request-response examples directly inside the developer docs portal for rapid debugging.
Join thousands of fast-growing enterprises, fintech disruptors, and retail networks scaling effortlessly with Paydoot.
Go live in under 2 hours · No setup fees · 24×7 support